As satisfying as it may be to pay cash for a new vehicle, that isn't an option for a lot of people. If you need a new or used Jaguar vehicle and you don't have several thousands of dollars on hand, chances are that you will need to finance it instead. Fortunately, our dealership is always willing to work with people with good or bad credit to find out how lenders will be able to assist them when they need a vehicle.

Is Financing a Car a Good Idea?

Financing a car can be an effective way to manage the cost of a vehicle while helping a person to build his or her credit at the same time. Instead of paying $10,000 or more upfront to purchase the car, you can make payments of between $200 and $300 over the course of several months or years.

By making payments over time, you can get the vehicle that you need today without jeopardizing your overall financial situation. It is important to note that with each payment that you make, you build equity in the vehicle. If you decide that you no longer want the car or truck that you currently own, it is possible to sell or trade it to cash in that equity.

Is There a Minimum Credit Score to Finance a Car?

There is no minimum credit score needed to finance a vehicle. However, your credit score will likely determine the type of loan that you receive. It may also determine whether or not a cosigner or other guarantees are needed to obtain the loan. Finally, those who have a credit score of over 640 may be able to finance a vehicle without a down payment or at a very competitive interest rate.

The good news is that we work with everyone to help them obtain financing for their next vehicle. Therefore, you shouldn't feel as if your low score or lack of credit history automatically disqualifies you from getting approved for a car loan with reasonable terms.

Contact Our Finance Team

Contact Information

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Jaguar South Atlanta

3900 Jonesboro Road
Directions Union City, GA 30291

  • Contact Us: (855) 748-8071


  • Monday 9:00AM-7:00PM
  • Tuesday 9:00AM-7:00PM
  • Wednesday 9:00AM-7:00PM
  • Thursday 9:00AM-7:00PM
  • Friday 9:00AM-7:00PM
  • Saturday 9:00AM-7:00PM
  • Sunday Closed